Which assets are likely to be popular in the future?

That's an excellent question, and the answer could have a significant impact on your life. No one, however, can predict the future because it is constantly changing. So, how can we forecast how assets will perform in the future?

My name is Tony, and I'm a Unicornchain developer. I'll be there in time to answer this question today.

What is an asset, and what does it have to do with money?

An asset is anything that can generate future cash flow, cut costs, or enhance sales, whether it's manufacturing equipment or a patent."

(https://www.investopedia.com/terms/a/asset.asp)

"An asset is any resource that a corporation or economic organisation possesses or manages in financial accounting. Everything that can be used to create positive economic value is included (tangible or immaterial). Assets are the value of a property that can be converted to money (although cash itself is also considered an asset). On a balance sheet, the monetary value of a company's assets is recorded. Money and other valuables owned by a person or a company are included."

Assets are items with monetary value that are the subject of property rights and other material interests, as described by the aforementioned notions. (https://en.wikipedia.org/wiki/Asset) Property, gold, and silver are all instances of real objects, existing items that will be available in the future, such as yields and profits, and things that will be manufactured.

We also devised materials to record information and writing as a result of the necessity to store information and knowledge worth. The first is papyrus paper, which the Egyptians invented in 4000 BC. It was once possessed by the Egyptian Royal Family, hence it is also considered property if the rock drawings and engraved tortoise shells are excluded.

The authoritarian authority of the Ancient Empires, combined with severe class distinctions, gave birth to an inhuman asset known as "slave." Slaves were persons who were not considered human beings, had their citizenship taken away from them, and were owned by slave masters and society's governing classes.

Finally, the legal status of slaves was eliminated in Mauritania, a West African republic, in 2007. However, it is a sad fact that there are still organisations that enslave and employ slaves in some small towns today.

The Bank of England issued the first government bonds in 1693 to generate funding for the war against France. These early bonds were a mix of lottery tickets and annuities. The Dutch East India Company initially issued company shares on September 9, 1606. Bonds and stocks are, after fiat money, among the most traded important assets in the world today.

Is digital money, then, a valuable asset? Yes, it is correct.

A liquid asset is cash. Cash is the most liquid asset class, meaning it can quickly be utilised to purchase other assets. Liquidity is commonly measured in cash. It's the simplest way to buy other items, services, or assets, and it's the first line item on a company's balance sheet.

Money, despite being a highly liquid asset, has the flaw of being prone to inflation. Money is seen as the lifeblood of all industries and services, and it is intimately linked to the value of other assets. Money and property have a reciprocal relationship, and if money is considered a form of exchange, they have an inverse value relationship.

Money has lost a lot of its value since its inception. Countries are forced to create more money as a result of crises, which lowers the value of money and leads to inflation that can be difficult to control.

Money will continue to be a popular medium of value exchange in the future, but it cannot, in my opinion, compare to other assets such as gold, silver, equities, or crypto currency in terms of storing and increasing value.

Bitcoin, cryptocurrencies, and digital assets: are they real assets or just wishful thinking?

"The Times 03/Jan/2009 Chancellor on brink of second rescue for banks," Satoshi, the Bitcoin creator, wrote in the Genesis Block. Since then, January 3, 2009 has been regarded as the birthdate of Bitcoin. The Blockchain network gave birth to Bitcoin, a digital currency. It has the following properties: security, deflation, and privacy. Since the inception of Bitcoin, a slew of new digital currencies have emerged. Bitcoin's value has risen from $0.000076 to $57,069 at the time of writing, implying that it has risen more than 75 million times in tandem with the growth of the Crypto Currency market, which now has a market capitalization of more than 2500 billion USD. Clearly, just by looking at the growth rates, we can tell that Bitcoin is a desired asset for any investor to have in their portfolio. Indeed, Bitcoin is already classified as an asset in some countries.

Looking back on the history of Blockchain with only a modest spark is both astonishing and miraculous. Bitcoin has shone a bright light on the future of finance, as well as many other industries. Because it has spurred so many scientists, mathematicians, and engineers to work on expanding our connections beyond territorial bounds, blockchain has transformed the globe. So many Blockchain application solutions rely solely on "Trust" to handle complicated and challenging problems.

Nun Fungible Token arose with the introduction of Etherum and Smart Contracts. NFT is a one-of-a-kind token that cannot be duplicated or reproduced, and the technology behind it allows us to digitise anything we wish. Encryption can be applied to both non-physical and tangible items. We have another notion in this decade, which is Digital Assets, in addition to traditional assets.

Digital assets will no longer be alien to us all as the Metaverse Universe, which includes pioneering names like Facebook and Microsoft, evolves.

What is Asset Tokenization?

Hello, my name is Long Chou, and I'm a member of the Unicornchain project. Today, I'm going to share some amazing facts about asset digitization and its benefits, particularly in estates, with you.

Let's have a look in this article to find out!

There has been a big shift in the cryptocurrency market from initial coin offerings (ICOs) and utility tokens to stable tokens (ST) (Security Token: Security Token).

The process of establishing a tokenized digital twin for an individual assets item is referred to as asset tokenization.

Tokenization in real estate refers to the creation of a virtual token that represents ownership of a specific type of real estate asset. A real estate token would be related to the value of a tangible asset, similar to the new digital asset craze, non-fungible tokens ("NFTs").

I'll take real estate digitization as an example.

Tokenization's Benefits

Real estate is one of the most valuable asset classes in the world in terms of market capitalization, but it is not accessible to all sections of society. Many low-income families will never be able to afford to buy a home. To qualify for a loan, purchasers must have a good credit score, a stable and well-paying job, or other assets as collateral. The real estate market is also extremely fragmented and centralised. Data is controlled by a number of third parties, including banks, attorneys, notaries, and land registries, each of whom uses their own proprietary and expensive software that is, for the most part, incompatible.

The following long-term market dynamics could be created via tokenization:

Easier management of rights: Smart contracts have the potential to simplify the real estate industry's rights management, as well as the entire settlement process. If real estate ownership is tokenized, it can be readily registered and controlled on public infrastructure, as well as traded P2P, if the regulation is followed. Each property's hashed data might be stored on a distributed ledger to provide a globally shared data set on all real estate-related actions, such as the previous owner, repairs completed, and amenities.

More liquid market: Real estate is an illiquid asset, which means that purchasing and selling it takes time and effort; ownership does not change hands rapidly. According to research, implementing Web3-based land registries could eliminate bureaucracy, market friction, and the significant expenses associated with the transfer of ownership. Real estate owners might easily fractionalize the tokens, allowing them to sell fractional interests of their flats. While selling property shares is not a new notion, tokenizing real estate would be the next stage in the automation process, allowing for more efficient issuance and sale of these assets at a fraction of the cost.

Global Trade: These real estate tokens may be available for global trading depending on the legislative environment and how the smart contract is set up. With a few clicks, a French investor may buy fractional tokens in a Canadian office complex in the future. A private apartment development in India could be funded by a Mexican investor. Opening up global markets increases liquidity and opens up new opportunities for both entrepreneurs and investors. This tendency may make it possible to purchase shares (or fractions) of a foreign property that were previously impossible to get.

Private homeowners might issue fractional tokens of an apartment they want to buy, allowing them to acquire funds without having to go via a bank or take out a private loan. Token holders would be co-investors and would be able to receive fractional rent based on the amount of shares they own.

Is there a more diverse investing class? People who were previously barred from such investments due to financial constraints may now invest in only a fraction of a whole unit, making the market more accessible to those with limited financial resources.

Rent collection is automated thanks to the smart contract, and ownership may be transferred more readily. If another person, for example, purchases 5% of the tokenized worth of your flat, proportional rent may be paid out automatically on a monthly basis via the smart contract. If the apartment is sold at a later date, fractional token holders of that property may receive a refund, which may be controlled and enforced automatically by the smart contract.

Use cases for complex rights management

When creating and releasing fractional real estate tokens, it's critical to distinguish between the types of rights offered to the various players in the system:

.Property rights are an investment class represented by real estate tokens. Over specialised platforms that will emerge, anyone can purchase and sell their tokens at any moment.

.Access right: When designing access rights, think about who you want to allow access to the object to. Private homeowners may want to utilise fractional tokens to collect funding for a future home, but they just want to pay the co-owners fractional rent and not give them access to their home. A co-working facility that is co-owned by its members is a different storey. You may want to provide varying access permissions depending on the membership kinds, which may be related to the number of hours per month that you are allowed to use the co-working space. Access right tokens could be utilised in the case of Web3-based home-sharing to allow the next Web3-based Airbnb to issue access rights to a specific house rented for the period of their stay (this use case only makes sense if the property rented in question can be opened with a digital key).

Voting and management rights: Ownership rights must be separated from management of the physical object. The token's governance rules will need to specify who has the authority to sell a private residence. Most of the time, it would only be possible to offer profit-sharing rights rather than decision-making or voting rights. Members and co-owners of a co-working space may be awarded extra voting privileges if the co-working space is owned cooperatively. In this situation, the token contract might also provide delegates unique management rights over the space on a day-to-day basis.

However, the majority of the above-mentioned use cases will necessitate a regulatory environment that allows for such diversified rights management, and edge cases must also be considered. What if the token issuer fails to pay the fractional token holder's rent? Details of such business cases would need to meet regulatory requirements and be implemented in a meaningful way. There are a number of well-established legal methods for resolving conflict in fractional ownership situations, such as "drag along" and "tag along" rights or "Dutch auctions," all of which might be replicated in a smart contract to arrive at a solution that is appropriate for the circumstances.

The essay is based on the conclusion of a chapter in the book Token Economy.

Tokenizing real estate is a societally beneficial technology trend. It not only makes real estate transactions more transparent, but it also makes it easier for low-income people to acquire property.

The UCC initiative, with that purpose, promises to provide you many benefits in the future. Keep an eye on our project for updates.